Many people are under the false impression that bankruptcy means losing everything that the debtor owns in order to satisfy his or her debt. As a matter of fact, the Connecticut bankruptcy law allows debtors to keep a number of things that are essential for the well being of the debtor and his family. In spite of the fact that there is a federal exemption law, Connecticut bankruptcy law allows you to choose between state and federal exemption laws.

Items that are exempt under Connecticut bankruptcy law include personal effects, furniture, cars (subject to a specified amount of equity), and tools of trade, equity in residence, clothes, household goods as well as books and jewelry.

It should not be difficult to locate a Connecticut bankruptcy law attorney, because there are a number of them that specialize in providing service to all kinds of clients. You will be able to get effective counsel across Connecticut that deals with unforeseen medical expenses, divorce or unemployment that can catch you off guard and result in bankruptcy. A good Connecticut bankruptcy law attorney will be able to assist in taking the best option in all matters relating to filing bankruptcy.

Whether it is consumer, business or commercial bankruptcy, you will need a Connecticut bankruptcy law attorney with extensive experience in knowing all the intricacies of the laws pertaining to Connecticut bankruptcy. Keep in mind however, that there is no magic formula to help make the decision to file bankruptcy. You may consider bankruptcy as an option if you are paying minimum amounts on bills, receives a notice that a mortgage or loan is being foreclosed on or you have had severe financial setback.

Consumers can file for bankruptcy under Connecticut bankruptcy law either as Chapter 7 bankruptcy or Chapter 13 bankruptcy. With new federal bankruptcy laws coming into effect from October 17, 2005, a “means test” will determine whether the debtor is eligible for Chapter 7 bankruptcy. For those that do not qualify for Chapter 7 bankruptcy, the best and only option will be the Chapter 13 bankruptcy.

Coan, Lewendon, Gulliver & Miltenberger, LLC is a Connecticut bankruptcy law firm with expertise in the full range of commercial and personal bankruptcies and business reorganizations. For 28 years they have provided thoughtful and effective representation for clients in each bankruptcy court in the District of Connecticut.

Their practice in issues affecting the elderly and the incapacitated for the past 28 years has included counseling clients about options when planning for their health, housing, finances, and estate plans. Their reputation throughout the Connecticut legal community is one of respect for our exceptional depth of knowledge and for their dedication to their clients’ concerns. Their record of results speaks to the success of that dedication. Contact them by phone or email for more detail.

Family Law is a specialty that not all lawyers have experience in. If you are going through a divorce and having issues with custody you want to find an attorney that knows family law. This field of law can be complicated so make sure you find somebody that you feel comfortable with can do the right job for you. Domestic issues whether it is divorce or child custody touches just about every social class, whether you are wealthy or you are poor. This type of law deals with many issues that come up with in a marriage. You may be having an issue with your acts and getting proper custody of your children, a good family lawyer can help you with your rights.

If you are thinking about it not being a child you will also need a family lawyer who has experience to draw up the papers that you need. Also you can consult with this type of attorney to make sure you go through the right processes in finding a new child. There have also been cases where a family lawyer with needed to get involved when a child was a abducted from their biological parent.

There are many reasons that you would need to hire a family law attorney but sure you find one that you feel comfortable with. You should always check to see if they specialize in this type of law. Many lawyers have a degree but do not specialize in anything specific this is not who you want.

Remember that family law can be complicated and if you are going through divorce or dealing with child custody it is important you find a good attorney. You should not settle for the first attorney you visit, it is important to find someone that you feel comfortable with.

At the O’Neil Law Firm, PC, Hartford Connecticut family attorney Patricia A. O’Neil and staff have spent more than two decades providing the highest quality legal services to you, your family, and your business. They protect the rights of families and individuals in a wide range of legal matters. Their goal is to be there for you every step of the way in your Hartford County family law matter and make sure you have the information you need to make the best legal choices.

Representing a wide range of clients, from divorcing spouses to unmarried parents, the experienced family attorney of their Hartford County matrimonial law firm knows how confusing the process can seem. They are here for you every step of the way whenever you need the skilled guidance of a matrimonial attorney in Hartford County. By talking to their firm’s family lawyer, you will have a clear picture of how they can assist you in resolving any legal issues concerning your family. If you are seeking experienced Hartford County family law firms, contact them today for a free initial consultation.